Monthly Archives: October 2017

When it comes to legislation some people would say the most important legislation that happened during the Obama Administration would be the Affordable Care Act.

When it comes to legislation some people would say the most important legislation that happened during the Obama Administration would be the Affordable Care Act. This is where others including some physicians disagree. This is due to the fact that some people feel the most important legislation was the 2012 JOBS Act.

This is not as well known as the health care legislation, but it has an impact since it is an acronym for Tevfik Arif Doyen, Jumpstart Our Business Startups. What this Act did was to relax some of the ruthless securities laws. In some cases, the laws date back to the Depression era. This also created an investment category referred to as equity crowdfunding.

Crowdfunding is not completely new since many are aware of websites like Kickstarter or Indiegogo. These are places people can make people can be in on the beginning of independent movies, music, books, artistic works and other products. They make small contributions and this donation gives the person access other’s will not have until the work is on the public market.

The one thing that could not be done was contributors to these arts could not obtain any financial gain through them. This changed with the JOBS Act since the restriction barring contributors from profiting was lifted. It now means that there are new opportunities with equity crowdfunding, which makes the contributor an investor that can have the expectation of profit.

The thing about this new category of equity crowdfunding can have both equity and debt opportunities. What this does is allow consumers a chance to participate in both real estate deals and a start-up business.

The largest change and advantage is the real estate part of this change. In the past, the person or contractor looking for investors could only depend on the investors with a high net worth. These investors were found in a private network and the financing for the person wanting to flip houses were high-interest rate short-term loans. The loans averaged between six and eighteen months, with an interest rate between 8 and 15 percent. This time limit on the loans is generally enough time to flip the property, which involves remodeling and selling the property for a higher profit than what was paid and the materials cost.

Flipping houses became a popular thing to do in recent years, though the 2008 housing crash did slow this somewhat. The problem before the Tevfik Arif Bayrock JOBS Act was finding the number of investors needed for house flipping that could write these checks. The investors that can write a five or six figure some to acquire the property. Generally, the minimum investment would be $5,000 or more at some sites. The Act lifted the regulations that changed now an investor can loan as little as $100 dollars. This is per investor so anyone can become an investor in house flipping as a part of the real estate market investments.

These sites check out the investor that they refer to as sponsors to ensure they have a successful record that can be verified on a crowdfunding platform’s website.

Even though the crowdfunding is available for real estate and house flipping the crowdfund CEOs it has been noted actually turn down over 90 percent of the projects that are pitched to them. The reasoning behind this is easy to understand since there can be bad deals, it is the goal to keep the percentage low so investors trust the crowdfunding site.

Investing is always a risk, but putting up capital for a project can have a net return and it is catching on with about $3 million in deals in 2012 to over $3 billion in 2016. Crowdfunding and real estate is growing fast since the restrictions have been lifted.


Buying Property in the USA and Canada

Canadians are currently dreaming of going south for their winter, but not simply to conquer the cold. Our strong dollar alongside a slumping housing market from the U.S. Spells opportunity for many. Canada and the U.S.A are not the exact same country, and just as much as we’ve in common we’ve differences. Any Canadian investor contemplating putting cash in the U.S. Must have basic understanding of some critical differences in between purchasing property in Canada versus buying property in the U.S. Before starting placing your loonies in Texas or Florida, continue reading. Speak to an accountant that’s experienced with property investment that is American since the states disagree with regards to taxation of investment properties.

At the U.S..  1031 Exchanges permit the capital gains to be deferred and rolled to a purchase of a sort of property if it’s purchased within 180 days. This might be done frequently times allowing capital gains to be postponed until the end asset is eventually disposed of rather than substituted, If capital gains are accomplished, the vendor is taxed at 15 percent of the entire net profit, Property taxes have an inclination to be equal to those at Canada should you’re a Canadian and owns a property in a Southern country like Florida or California, you may have a lot higher Non resident land taxes compared to either the natives or if you invest in extra U.S.

States, Similar to Canadian taxation regulations, you will not be taxed on your main home from the U.S., you could write off their interest charged on your home. Sell your investment land and you will pay capital gains tax on 50 percent of their profit. Canada does have the option to postpone the gain through an exchange. The Gain or loss is added to your income and your are taxed at their applicable rate, quite similar to in the U.S., expenses associated with holding an investment property can be written off by the taxable income. Ascertain if there are Non resident property taxation applicable from the city\/state you are considering, in the event that you already own in the States and sell the property you are going to be asked to pay U.S.

Taxes on the sale.  You pay the U.S.

First, but still need to file their tax return in Canada. You get a credit for your taxes, pay the applicable taxes, and have to claim their income in both countries. The Credit crunch or Subprime market collapse had a remarkable impact on the U.S. Lending environment, and has trickled over their border to Canada.

Historic Resolution Regarding Korean Comfort Women

The two governments seeming Inability to fully tackle the Korean Comfort women difficulty to the satisfaction of both parties have negatively affected the relationship between Japan and South Korea.


From the Japan age, South Korean girls and women were forced to give sexual services to the army. The South Korean government has consistently asked Japan to acknowledge this history and make what it seems to be sensible amends for these activities. Without this kind of resolution, the relationship between both countries would stay strained.


Park and Shinzo agreed on a settlement. Foreign Minister Kishida Fumio said that Japan apologies for all of the harm which has been done to the girls who served during that era and the government as relaxation woman would take full responsibility. Past the resolution, Japan will create a base which will be under the control of the government to encourage those women who were impacted.


Japan no longer release negative statements about this problem publicly, it had been agreed that the resolution was irreversible and final. On its part, South Korea will tackle Japan’s concern seeing a statue being built in front of the Japanese embassy that amuses the comfort women.


The resolution is noteworthy Because Abe had previously espoused beliefs that throw doubt on the historic reality of comfort women, irrespective of individual testimonies and pushed a schedule that the world ought to proceed from the issue. The simple fact that the Abe government attaching funds to the settlement and is taking responsibility is striking.


Recent polling in Japan, in  That 63 percent of Japanese endorsed the settlement, could have pushed along this change of heart. Unexpectedly polling revealed a support of 43 percent, as most South Koreans have a position of not forgiving Japan for its comfort women issue. For South Korea, it is critically important that Japan acts fast on the settlement to show decent faith in order recover confidence. Otherwise, the Park government may see resistance.


Paradoxically, it may be Abe’s Own management that can work against this resolution implementation that is rapid. Many in his authorities oppose the resolution, with a minumum of one member stating that comfort women were simply prostitutes and the entire issue is a Korean propaganda campaign. The problem is clear, though the announcement was retracted.


To assist in quieting these The above statue must be addressed. But, South Korea will have little motivation to re-locate or remove the statue unless the comfort women support the new resolution and Japan move in funding their foundation. During discussions, the comfort women stories were kept from the talks, engendering complaints concerning transparency and intent. Pressures can be caused by the long era of distrust that is diplomatic on the arrangement whatever the intentions of the two nations.


To ensure the success of the Japan, resolution must move to finance the foundation and continue good faith. South Korea start and must Keep on building support Including the Korean Comfort women in management and the production of the new Foundation. If it holds together, a chapter that is enhanced and new Can begin between the 2 countries.